{"id":1311,"date":"2026-02-17T11:17:29","date_gmt":"2026-02-17T11:17:29","guid":{"rendered":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/?p=1311"},"modified":"2026-02-17T11:17:30","modified_gmt":"2026-02-17T11:17:30","slug":"kasko-sigortasi-onarim-bedelini-karsilamazsa-ne-olur","status":"publish","type":"post","link":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/kasko-sigortasi-onarim-bedelini-karsilamazsa-ne-olur\/","title":{"rendered":"Kasko Sigortas\u0131 Onar\u0131m Bedelini Kar\u015f\u0131lamazsa Ne Olur?"},"content":{"rendered":"\n<p>Kasko sigortas\u0131, ara\u00e7 sahibini kazaya ve \u00e7e\u015fitli risklere kar\u015f\u0131 korumak amac\u0131yla yap\u0131l\u0131r. <\/p>\n\n\n\n<p>Ancak uygulamada, Gaziantep\u2019te bir\u00e7ok ara\u00e7 sahibi kasko sigortas\u0131n\u0131n onar\u0131m bedelini kar\u015f\u0131lamad\u0131\u011f\u0131 veya eksik \u00f6deme yapt\u0131\u011f\u0131 durumlarla kar\u015f\u0131la\u015fmaktad\u0131r. Peki kasko sigortas\u0131 onar\u0131m bedelini \u00f6demezse ne olur, haklar nelerdir?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kasko Sigortas\u0131 Onar\u0131m Bedelini Kar\u015f\u0131lamak Zorunda m\u0131? <\/h2>\n\n\n\n<p>Kasko sigortas\u0131, poli\u00e7ede teminat alt\u0131na al\u0131nan risklerin ger\u00e7ekle\u015fmesi h\u00e2linde, hasar bedelini kar\u015f\u0131lamakla y\u00fck\u00fcml\u00fcd\u00fcr. Yetkili serviste yap\u0131lan onar\u0131mlar, poli\u00e7e kapsam\u0131ndaysa sigorta \u015firketi taraf\u0131ndan \u00f6denmelidir. <\/p>\n\n\n\n<p>Ancak sigorta \u015firketleri \u00e7o\u011fu zaman: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Poli\u00e7e klozlar\u0131n\u0131 geni\u015f yorumlayarak <\/li>\n\n\n\n<li>Onar\u0131m bedelini d\u00fc\u015f\u00fck hesaplayarak <\/li>\n\n\n\n<li>Par\u00e7a bedellerini k\u0131sarak eksik \u00f6deme yoluna gidebilmektedir<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Kasko Sigortas\u0131 Onar\u0131m Bedelini Neden \u00d6demez? <\/h2>\n\n\n\n<p>Kasko sigortas\u0131n\u0131n onar\u0131m bedelini \u00f6dememesi genellikle \u015fu gerek\u00e7elere dayand\u0131r\u0131l\u0131r: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hasar\u0131n teminat d\u0131\u015f\u0131 oldu\u011fu iddias\u0131 <\/li>\n\n\n\n<li>E\u015fde\u011fer par\u00e7a uygulamas\u0131 <\/li>\n\n\n\n<li>Onar\u0131m bedelinin fahi\u015f oldu\u011fu sav\u0131 <\/li>\n\n\n\n<li>Yetkisiz serviste onar\u0131m yap\u0131ld\u0131\u011f\u0131 iddias\u0131 <\/li>\n\n\n\n<li>Eksper raporuna dayal\u0131 k\u0131s\u0131tlamalar <\/li>\n<\/ul>\n\n\n\n<p>Bu gerek\u00e7elerin \u00f6nemli bir k\u0131sm\u0131 hukuki olarak tart\u0131\u015fmaya a\u00e7\u0131kt\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketinin Eksik Onar\u0131m \u00d6demesi Yapmas\u0131 Hukuka Uygun mu?<\/h2>\n\n\n\n<p>Sigorta \u015firketi, ger\u00e7ek onar\u0131m bedelini kar\u015f\u0131lamak zorundad\u0131r. Yarg\u0131 kararlar\u0131nda da belirtildi\u011fi \u00fczere: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ara\u00e7 yetkili serviste onar\u0131lm\u0131\u015fsa <\/li>\n\n\n\n<li>Onar\u0131m bedeli piyasa rayicine uygunsa <\/li>\n<\/ul>\n\n\n\n<p>sigorta \u015firketinin keyfi \u015fekilde \u00f6deme k\u0131smas\u0131 hukuka ayk\u0131r\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gaziantep\u2019te Kasko Sigortas\u0131 Onar\u0131m Bedelini Kar\u015f\u0131lamazsa Ne Yap\u0131lmal\u0131? <\/h2>\n\n\n\n<p><strong>1. Eksper Raporu ve Faturalar\u0131n \u0130ncelenmesi <\/strong><\/p>\n\n\n\n<p>Onar\u0131m faturalar\u0131 ile eksper raporu kar\u015f\u0131la\u015ft\u0131r\u0131lmal\u0131, eksik kalan kalemler tespit edilmelidir. <\/p>\n\n\n\n<p><strong>2. Sigorta \u015eirketine Yaz\u0131l\u0131 \u0130tiraz <\/strong><\/p>\n\n\n\n<p>Sigorta \u015firketine yaz\u0131l\u0131 ba\u015fvuru yap\u0131larak eksik onar\u0131m bedelinin \u00f6denmesi talep edilmelidir. <\/p>\n\n\n\n<p><strong>3. Sigorta Tahkim Komisyonu Ba\u015fvurusu <\/strong><\/p>\n\n\n\n<p>\u0130tiraza ra\u011fmen \u00f6deme yap\u0131lmazsa Sigorta Tahkim Komisyonu\u2019na ba\u015fvuru m\u00fcmk\u00fcnd\u00fcr. Tahkim s\u00fcreci, \u00e7o\u011fu zaman mahkemeye g\u00f6re daha h\u0131zl\u0131 sonu\u00e7lan\u0131r. <\/p>\n\n\n\n<p><strong>4. Tazminat Davas\u0131 A\u00e7\u0131lmas\u0131 <\/strong><\/p>\n\n\n\n<p>Tahkim yolunun tercih edilmemesi h\u00e2linde, Asliye Ticaret Mahkemesi nezdinde dava a\u00e7\u0131labilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gaziantep Sigorta Avukat\u0131 Deste\u011fi Neden \u00d6nemlidir? <\/h2>\n\n\n\n<p>Kasko onar\u0131m bedeli uyu\u015fmazl\u0131klar\u0131 teknik detaylar i\u00e7erir. Bir <strong><a href=\"https:\/\/www.ibrahimkaya.av.tr\/gaziantep-sigorta-avukati\/\">Gaziantep sigorta avukat\u0131<\/a><\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Poli\u00e7e klozlar\u0131n\u0131 lehe yorumlar <\/li>\n\n\n\n<li>Eksper raporundaki hatalar\u0131 tespit eder <\/li>\n\n\n\n<li>E\u015fde\u011fer par\u00e7a dayatmalar\u0131n\u0131 engeller <\/li>\n\n\n\n<li>Eksik \u00f6demelerin tamamlanmas\u0131n\u0131 sa\u011flar <\/li>\n<\/ul>\n\n\n\n<p>Bu sayede sigorta \u015firketinin haks\u0131z uygulamalar\u0131na kar\u015f\u0131 g\u00fc\u00e7l\u00fc bir s\u00fcre\u00e7 y\u00fcr\u00fct\u00fcl\u00fcr<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat <\/h2>\n\n\n\n<p>Kasko sigortas\u0131na dayal\u0131 talepler, genellikle 2 y\u0131ll\u0131k zamana\u015f\u0131m\u0131 s\u00fcresine tabidir. S\u00fcre ge\u00e7meden haklar\u0131n ileri s\u00fcr\u00fclmesi gerekir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sonu\u00e7 <\/h2>\n\n\n\n<p>Gaziantep\u2019te kasko sigortas\u0131n\u0131n onar\u0131m bedelini kar\u015f\u0131lamamas\u0131, haklar\u0131n bitti\u011fi anlam\u0131na gelmez. <\/p>\n\n\n\n<p>Eksik veya reddedilen onar\u0131m bedelleri i\u00e7in itiraz, tahkim ve dava yollar\u0131 a\u00e7\u0131kt\u0131r. <\/p>\n\n\n\n<p>Hak kayb\u0131 ya\u015famamak i\u00e7in s\u00fcrecin dikkatle y\u00fcr\u00fct\u00fclmesi ve gerekirse uzman bir sigorta avukat\u0131ndan destek al\u0131nmas\u0131 \u00f6nemlidir.<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Kasko sigortas\u0131, ara\u00e7 sahibini kazaya ve \u00e7e\u015fitli risklere kar\u015f\u0131 korumak amac\u0131yla yap\u0131l\u0131r. Ancak uygulamada, Gaziantep\u2019te bir\u00e7ok ara\u00e7 sahibi kasko sigortas\u0131n\u0131n onar\u0131m bedelini kar\u015f\u0131lamad\u0131\u011f\u0131 veya eksik \u00f6deme yapt\u0131\u011f\u0131 durumlarla kar\u015f\u0131la\u015fmaktad\u0131r. Peki kasko sigortas\u0131 onar\u0131m bedelini \u00f6demezse ne olur, haklar nelerdir? Kasko Sigortas\u0131 Onar\u0131m Bedelini Kar\u015f\u0131lamak Zorunda m\u0131? Kasko sigortas\u0131, poli\u00e7ede teminat alt\u0131na al\u0131nan risklerin ger\u00e7ekle\u015fmesi h\u00e2linde, hasar bedelini kar\u015f\u0131lamakla y\u00fck\u00fcml\u00fcd\u00fcr. Yetkili serviste yap\u0131lan onar\u0131mlar, poli\u00e7e kapsam\u0131ndaysa sigorta \u015firketi taraf\u0131ndan \u00f6denmelidir. Ancak sigorta \u015firketleri \u00e7o\u011fu zaman: Kasko Sigortas\u0131 Onar\u0131m Bedelini Neden \u00d6demez? Kasko sigortas\u0131n\u0131n onar\u0131m bedelini \u00f6dememesi genellikle \u015fu gerek\u00e7elere dayand\u0131r\u0131l\u0131r: Bu gerek\u00e7elerin \u00f6nemli bir k\u0131sm\u0131 hukuki olarak tart\u0131\u015fmaya a\u00e7\u0131kt\u0131r. Sigorta \u015eirketinin Eksik Onar\u0131m \u00d6demesi Yapmas\u0131 Hukuka Uygun mu? Sigorta \u015firketi, ger\u00e7ek onar\u0131m bedelini kar\u015f\u0131lamak zorundad\u0131r. Yarg\u0131 kararlar\u0131nda da belirtildi\u011fi \u00fczere: sigorta \u015firketinin keyfi \u015fekilde \u00f6deme k\u0131smas\u0131 hukuka ayk\u0131r\u0131d\u0131r. Gaziantep\u2019te Kasko Sigortas\u0131 Onar\u0131m Bedelini Kar\u015f\u0131lamazsa Ne Yap\u0131lmal\u0131? 1. Eksper Raporu ve Faturalar\u0131n \u0130ncelenmesi Onar\u0131m faturalar\u0131 ile eksper raporu kar\u015f\u0131la\u015ft\u0131r\u0131lmal\u0131, eksik kalan kalemler tespit edilmelidir. 2. Sigorta \u015eirketine Yaz\u0131l\u0131 \u0130tiraz Sigorta \u015firketine yaz\u0131l\u0131 ba\u015fvuru yap\u0131larak eksik onar\u0131m bedelinin \u00f6denmesi talep edilmelidir. 3. Sigorta Tahkim Komisyonu Ba\u015fvurusu \u0130tiraza ra\u011fmen \u00f6deme yap\u0131lmazsa Sigorta Tahkim Komisyonu\u2019na ba\u015fvuru m\u00fcmk\u00fcnd\u00fcr. Tahkim s\u00fcreci, \u00e7o\u011fu zaman mahkemeye g\u00f6re daha h\u0131zl\u0131 sonu\u00e7lan\u0131r. 4. Tazminat Davas\u0131 A\u00e7\u0131lmas\u0131 Tahkim yolunun tercih edilmemesi h\u00e2linde, Asliye Ticaret Mahkemesi nezdinde dava a\u00e7\u0131labilir. Gaziantep Sigorta Avukat\u0131 Deste\u011fi Neden \u00d6nemlidir? Kasko onar\u0131m bedeli uyu\u015fmazl\u0131klar\u0131 teknik detaylar i\u00e7erir. Bir Gaziantep sigorta avukat\u0131: Bu sayede sigorta \u015firketinin haks\u0131z uygulamalar\u0131na kar\u015f\u0131 g\u00fc\u00e7l\u00fc bir s\u00fcre\u00e7 y\u00fcr\u00fct\u00fcl\u00fcr Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat Kasko sigortas\u0131na dayal\u0131 talepler, genellikle 2 y\u0131ll\u0131k zamana\u015f\u0131m\u0131 s\u00fcresine tabidir. S\u00fcre ge\u00e7meden haklar\u0131n ileri s\u00fcr\u00fclmesi gerekir. Sonu\u00e7 Gaziantep\u2019te kasko sigortas\u0131n\u0131n onar\u0131m bedelini kar\u015f\u0131lamamas\u0131, haklar\u0131n bitti\u011fi anlam\u0131na gelmez. Eksik veya reddedilen onar\u0131m bedelleri i\u00e7in itiraz, tahkim ve dava yollar\u0131 a\u00e7\u0131kt\u0131r. Hak kayb\u0131 ya\u015famamak i\u00e7in s\u00fcrecin dikkatle y\u00fcr\u00fct\u00fclmesi ve gerekirse uzman bir sigorta avukat\u0131ndan destek al\u0131nmas\u0131 \u00f6nemlidir.<\/p>\n","protected":false},"author":1,"featured_media":1313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[59],"tags":[58],"class_list":["post-1311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta","tag-sigorta-davasi"],"_links":{"self":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/comments?post=1311"}],"version-history":[{"count":2,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1311\/revisions"}],"predecessor-version":[{"id":1314,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1311\/revisions\/1314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media\/1313"}],"wp:attachment":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media?parent=1311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/categories?post=1311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/tags?post=1311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}