{"id":1332,"date":"2026-02-19T11:56:26","date_gmt":"2026-02-19T11:56:26","guid":{"rendered":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/?p=1332"},"modified":"2026-02-19T11:56:28","modified_gmt":"2026-02-19T11:56:28","slug":"trafik-kazasi-sonrasi-kalici-sakatlik-tazminati-nasilalinir","status":"publish","type":"post","link":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/trafik-kazasi-sonrasi-kalici-sakatlik-tazminati-nasilalinir\/","title":{"rendered":"Trafik Kazas\u0131 Sonras\u0131 Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Nas\u0131lAl\u0131n\u0131r?"},"content":{"rendered":"\n<p>Trafik kazas\u0131 sonras\u0131 meydana gelen kal\u0131c\u0131 sakatl\u0131k, ma\u011fdurun hem \u00e7al\u0131\u015fma g\u00fcc\u00fcn\u00fc hem de ya\u015fam kalitesini ciddi \u015fekilde etkiler. <\/p>\n\n\n\n<p>Bu nedenle Karayollar\u0131 Trafik Kanunu ve sigorta mevzuat\u0131, kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filere bedeni zarar tazminat\u0131 alma hakk\u0131 tan\u0131maktad\u0131r. <\/p>\n\n\n\n<p>Ancak uygulamada sigorta \u015firketleri \u00e7o\u011fu zaman eksik \u00f6deme yapmakta ya da \u00f6deme s\u00fcrecini uzatmaktad\u0131r. Bu noktada s\u00fcrecin do\u011fru y\u00f6netilmesi ve \u00e7o\u011fu zaman bir sigorta avukat\u0131 deste\u011fi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Nedir? <\/h2>\n\n\n\n<p>Kal\u0131c\u0131 sakatl\u0131k tazminat\u0131; trafik kazas\u0131 nedeniyle ki\u015finin v\u00fccudunda olu\u015fan ve iyile\u015fmesi m\u00fcmk\u00fcn olmayan bedensel zararlar kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6denen tazminatt\u0131r. <\/p>\n\n\n\n<p>Bu tazminat, kusurlu arac\u0131n zorunlu trafik sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lan\u0131r. <\/p>\n\n\n\n<p>\u00d6rnek kal\u0131c\u0131 sakatl\u0131k halleri: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Uzuv kayb\u0131 <\/li>\n\n\n\n<li>Hareket k\u0131s\u0131tl\u0131l\u0131\u011f\u0131 <\/li>\n\n\n\n<li>Sinir hasar\u0131 <\/li>\n\n\n\n<li>Organ kayb\u0131 <\/li>\n\n\n\n<li>S\u00fcrekli i\u015f g\u00f6remezlik<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Alabilmek \u0130\u00e7in \u015eartlar <\/h2>\n\n\n\n<p>Tazminat al\u0131nabilmesi i\u00e7in baz\u0131 temel \u015fartlar vard\u0131r: <\/p>\n\n\n\n<p>1. Ge\u00e7erli bir trafik kazas\u0131 meydana gelmi\u015f olmal\u0131 <\/p>\n\n\n\n<p>2. Kazaya ba\u011fl\u0131 bedensel zarar olu\u015fmal\u0131 <\/p>\n\n\n\n<p>3. Sakatl\u0131\u011f\u0131n kal\u0131c\u0131 oldu\u011fu sa\u011fl\u0131k kurulu raporuyla tespit edilmeli <\/p>\n\n\n\n<p>4. Kazada kar\u015f\u0131 taraf\u0131n kusurlu olmas\u0131 <\/p>\n\n\n\n<p>5. Zamana\u015f\u0131m\u0131 s\u00fcresi i\u00e7inde ba\u015fvuru yap\u0131lmas\u0131 <\/p>\n\n\n\n<p>Bu \u015fartlar sa\u011fland\u0131\u011f\u0131nda sigorta \u015firketine ba\u015fvuru yap\u0131labilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kal\u0131c\u0131 Sakatl\u0131k Oran\u0131 Nas\u0131l Belirlenir? <\/h2>\n\n\n\n<p>Kal\u0131c\u0131 sakatl\u0131k oran\u0131, tam te\u015fekk\u00fcll\u00fc hastaneden al\u0131nan sa\u011fl\u0131k kurulu raporu ile belirlenir. Uygulamada: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eri\u015fkinler i\u00e7in Maluliyet Tespit Y\u00f6netmeli\u011fi <\/li>\n\n\n\n<li>\u00c7ocuklar i\u00e7in \u00c7al\u0131\u015fma G\u00fcc\u00fc Kayb\u0131 Oranlar\u0131 esas al\u0131n\u0131r <\/li>\n<\/ul>\n\n\n\n<p>Sigorta \u015firketleri genellikle bu raporlar\u0131 itiraz ederek d\u00fc\u015f\u00fcrmeye \u00e7al\u0131\u015f\u0131r. Bu nedenle raporun do\u011fru \u015fekilde al\u0131nmas\u0131 ve hukuki denetimi \u00e7ok kritiktir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Nas\u0131l Hesaplan\u0131r? <\/h2>\n\n\n\n<p>Tazminat hesaplamas\u0131nda \u015fu kriterler dikkate al\u0131n\u0131r<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sakatl\u0131k oran\u0131 (%) <\/li>\n\n\n\n<li>Ma\u011fdurun ya\u015f\u0131 <\/li>\n\n\n\n<li>Gelir durumu (asgari \u00fccret d\u00e2hil) <\/li>\n\n\n\n<li>Kusur oran\u0131 <\/li>\n\n\n\n<li>Akt\u00fceryal ya\u015fam s\u00fcresi <\/li>\n<\/ul>\n\n\n\n<p>Bu hesaplamalar teknik ve matematiksel oldu\u011fu i\u00e7in sigorta \u015firketinin sundu\u011fu hesaplama \u00e7o\u011fu zaman ger\u00e7e\u011fi yans\u0131tmaz. Gaziantep\u2019te sigorta avukat\u0131 deste\u011fiyle yap\u0131lan hesaplamalarda genellikle daha y\u00fcksek tazminat elde edilmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketi Eksik \u00d6deme Yaparsa Ne Olur? <\/h2>\n\n\n\n<p>Sigorta \u015firketi: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eksik \u00f6deme yaparsa <\/li>\n\n\n\n<li>Hi\u00e7 \u00f6deme yapmazsa <\/li>\n\n\n\n<li>S\u00fcreci uzat\u0131rsa \u00f6ncelikle itiraz ba\u015fvurusu yap\u0131l\u0131r. <\/li>\n<\/ul>\n\n\n\n<p>Sonu\u00e7 al\u0131namazsa: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sigorta Tahkim Komisyonu <\/li>\n\n\n\n<li>Asliye Ticaret Mahkemesi nezdinde <\/li>\n<\/ul>\n\n\n\n<p>nezdinde dava a\u00e7\u0131labilir. Uygulamada dava yoluyla eksik \u00f6denen bedelin faiziyle birlikte tahsili m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat! <\/h2>\n\n\n\n<p>Kal\u0131c\u0131 sakatl\u0131k tazminat\u0131 taleplerinde genel zamana\u015f\u0131m\u0131 s\u00fcresi 10 y\u0131ld\u0131r. Ancak baz\u0131 durumlarda bu s\u00fcre daha k\u0131sa olabilir. Hak kayb\u0131 ya\u015fanmamas\u0131 i\u00e7in s\u00fcrenin bir sigorta avukat\u0131 taraf\u0131ndan de\u011ferlendirilmesi \u00f6nemlidir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcre\u00e7 Nas\u0131l Y\u00fcr\u00fcr? <\/h2>\n\n\n\n<p>Gaziantep\u2019te trafik kazas\u0131 sonras\u0131 kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filer i\u00e7in bir sigorta avukat\u0131: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sa\u011fl\u0131k raporlar\u0131n\u0131 inceler <\/li>\n\n\n\n<li>Tazminat hesab\u0131n\u0131 yeniden yapar <\/li>\n\n\n\n<li>Sigorta \u015firketiyle yaz\u0131\u015fmalar\u0131 y\u00fcr\u00fct\u00fcr <\/li>\n\n\n\n<li>Tahkim veya dava s\u00fcrecini takip eder <\/li>\n<\/ul>\n\n\n\n<p>Bu sayede hem s\u00fcre\u00e7 h\u0131zlan\u0131r hem de maksimum tazminat al\u0131nmas\u0131 sa\u011flan\u0131r. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sonu\u00e7 <\/h2>\n\n\n\n<p>Trafik kazas\u0131 sonras\u0131 kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filerin sigorta \u015firketlerinin insaf\u0131na b\u0131rak\u0131lmamas\u0131 gerekir. <\/p>\n\n\n\n<p>Do\u011fru rapor, do\u011fru hesaplama ve etkili hukuki takip ile hak edilen tazminat\u0131n al\u0131nmas\u0131 m\u00fcmk\u00fcnd\u00fcr. <\/p>\n\n\n\n<p>\u00d6zellikle Gaziantep\u2019te sigorta davalar\u0131nda deneyimli bir sigorta avukat\u0131 ile \u00e7al\u0131\u015fmak, ciddi maddi kay\u0131plar\u0131n \u00f6n\u00fcne ge\u00e7er.<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Trafik kazas\u0131 sonras\u0131 meydana gelen kal\u0131c\u0131 sakatl\u0131k, ma\u011fdurun hem \u00e7al\u0131\u015fma g\u00fcc\u00fcn\u00fc hem de ya\u015fam kalitesini ciddi \u015fekilde etkiler. Bu nedenle Karayollar\u0131 Trafik Kanunu ve sigorta mevzuat\u0131, kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filere bedeni zarar tazminat\u0131 alma hakk\u0131 tan\u0131maktad\u0131r. Ancak uygulamada sigorta \u015firketleri \u00e7o\u011fu zaman eksik \u00f6deme yapmakta ya da \u00f6deme s\u00fcrecini uzatmaktad\u0131r. Bu noktada s\u00fcrecin do\u011fru y\u00f6netilmesi ve \u00e7o\u011fu zaman bir sigorta avukat\u0131 deste\u011fi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Nedir? Kal\u0131c\u0131 sakatl\u0131k tazminat\u0131; trafik kazas\u0131 nedeniyle ki\u015finin v\u00fccudunda olu\u015fan ve iyile\u015fmesi m\u00fcmk\u00fcn olmayan bedensel zararlar kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6denen tazminatt\u0131r. Bu tazminat, kusurlu arac\u0131n zorunlu trafik sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lan\u0131r. \u00d6rnek kal\u0131c\u0131 sakatl\u0131k halleri: Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Alabilmek \u0130\u00e7in \u015eartlar Tazminat al\u0131nabilmesi i\u00e7in baz\u0131 temel \u015fartlar vard\u0131r: 1. Ge\u00e7erli bir trafik kazas\u0131 meydana gelmi\u015f olmal\u0131 2. Kazaya ba\u011fl\u0131 bedensel zarar olu\u015fmal\u0131 3. Sakatl\u0131\u011f\u0131n kal\u0131c\u0131 oldu\u011fu sa\u011fl\u0131k kurulu raporuyla tespit edilmeli 4. Kazada kar\u015f\u0131 taraf\u0131n kusurlu olmas\u0131 5. Zamana\u015f\u0131m\u0131 s\u00fcresi i\u00e7inde ba\u015fvuru yap\u0131lmas\u0131 Bu \u015fartlar sa\u011fland\u0131\u011f\u0131nda sigorta \u015firketine ba\u015fvuru yap\u0131labilir. Kal\u0131c\u0131 Sakatl\u0131k Oran\u0131 Nas\u0131l Belirlenir? Kal\u0131c\u0131 sakatl\u0131k oran\u0131, tam te\u015fekk\u00fcll\u00fc hastaneden al\u0131nan sa\u011fl\u0131k kurulu raporu ile belirlenir. Uygulamada: Sigorta \u015firketleri genellikle bu raporlar\u0131 itiraz ederek d\u00fc\u015f\u00fcrmeye \u00e7al\u0131\u015f\u0131r. Bu nedenle raporun do\u011fru \u015fekilde al\u0131nmas\u0131 ve hukuki denetimi \u00e7ok kritiktir. Kal\u0131c\u0131 Sakatl\u0131k Tazminat\u0131 Nas\u0131l Hesaplan\u0131r? Tazminat hesaplamas\u0131nda \u015fu kriterler dikkate al\u0131n\u0131r Bu hesaplamalar teknik ve matematiksel oldu\u011fu i\u00e7in sigorta \u015firketinin sundu\u011fu hesaplama \u00e7o\u011fu zaman ger\u00e7e\u011fi yans\u0131tmaz. Gaziantep\u2019te sigorta avukat\u0131 deste\u011fiyle yap\u0131lan hesaplamalarda genellikle daha y\u00fcksek tazminat elde edilmektedir. Sigorta \u015eirketi Eksik \u00d6deme Yaparsa Ne Olur? Sigorta \u015firketi: Sonu\u00e7 al\u0131namazsa: nezdinde dava a\u00e7\u0131labilir. Uygulamada dava yoluyla eksik \u00f6denen bedelin faiziyle birlikte tahsili m\u00fcmk\u00fcnd\u00fcr. Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat! Kal\u0131c\u0131 sakatl\u0131k tazminat\u0131 taleplerinde genel zamana\u015f\u0131m\u0131 s\u00fcresi 10 y\u0131ld\u0131r. Ancak baz\u0131 durumlarda bu s\u00fcre daha k\u0131sa olabilir. Hak kayb\u0131 ya\u015fanmamas\u0131 i\u00e7in s\u00fcrenin bir sigorta avukat\u0131 taraf\u0131ndan de\u011ferlendirilmesi \u00f6nemlidir. Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcre\u00e7 Nas\u0131l Y\u00fcr\u00fcr? Gaziantep\u2019te trafik kazas\u0131 sonras\u0131 kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filer i\u00e7in bir sigorta avukat\u0131: Bu sayede hem s\u00fcre\u00e7 h\u0131zlan\u0131r hem de maksimum tazminat al\u0131nmas\u0131 sa\u011flan\u0131r. Sonu\u00e7 Trafik kazas\u0131 sonras\u0131 kal\u0131c\u0131 sakatl\u0131k ya\u015fayan ki\u015filerin sigorta \u015firketlerinin insaf\u0131na b\u0131rak\u0131lmamas\u0131 gerekir. Do\u011fru rapor, do\u011fru hesaplama ve etkili hukuki takip ile hak edilen tazminat\u0131n al\u0131nmas\u0131 m\u00fcmk\u00fcnd\u00fcr. \u00d6zellikle Gaziantep\u2019te sigorta davalar\u0131nda deneyimli bir sigorta avukat\u0131 ile \u00e7al\u0131\u015fmak, ciddi maddi kay\u0131plar\u0131n \u00f6n\u00fcne ge\u00e7er.<\/p>\n","protected":false},"author":1,"featured_media":1333,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[59],"tags":[58],"class_list":["post-1332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta","tag-sigorta-davasi"],"_links":{"self":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/comments?post=1332"}],"version-history":[{"count":1,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1332\/revisions"}],"predecessor-version":[{"id":1334,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1332\/revisions\/1334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media\/1333"}],"wp:attachment":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media?parent=1332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/categories?post=1332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/tags?post=1332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}