{"id":1344,"date":"2026-02-20T11:20:14","date_gmt":"2026-02-20T11:20:14","guid":{"rendered":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/?p=1344"},"modified":"2026-03-27T13:16:51","modified_gmt":"2026-03-27T13:16:51","slug":"sigorta-sirketi-iscilik-bedelini-odemezse-ne-yapilir","status":"publish","type":"post","link":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/sigorta-sirketi-iscilik-bedelini-odemezse-ne-yapilir\/","title":{"rendered":"Sigorta \u015eirketi \u0130\u015f\u00e7ilik Bedelini \u00d6demezse Ne Yap\u0131l\u0131r?"},"content":{"rendered":"\n<p>Trafik kazas\u0131 sonras\u0131 ara\u00e7 onar\u0131m\u0131nda sigorta \u015firketlerinin en s\u0131k ba\u015fvurdu\u011fu y\u00f6ntemlerden biri, i\u015f\u00e7ilik bedelini k\u0131smen ya da tamamen \u00f6dememektir. <\/p>\n\n\n\n<p>Oysa ara\u00e7 onar\u0131m\u0131 yaln\u0131zca par\u00e7a de\u011fi\u015fiminden ibaret de\u011fildir; yap\u0131lan i\u015f\u00e7ilik de zarar\u0131n ayr\u0131lmaz bir par\u00e7as\u0131d\u0131r. Sigorta \u015firketinin \u201ci\u015f\u00e7ilik bedelini kar\u015f\u0131lam\u0131yoruz\u201d \u015feklindeki yakla\u015f\u0131m\u0131 \u00e7o\u011fu zaman hukuka ayk\u0131r\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130\u015f\u00e7ilik Bedeli Nedir? <\/h2>\n\n\n\n<p>\u0130\u015f\u00e7ilik bedeli; kazadan sonra arac\u0131n onar\u0131m\u0131 i\u00e7in yap\u0131lan: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kaporta <\/li>\n\n\n\n<li>Boya <\/li>\n\n\n\n<li>Mekanik <\/li>\n\n\n\n<li>Elektrik <\/li>\n\n\n\n<li>\u015ease d\u00fczeltme gibi i\u015flemlerin kar\u015f\u0131l\u0131\u011f\u0131d\u0131r. Bu bedel, onar\u0131m faturas\u0131nda ayr\u0131 kalem olarak g\u00f6sterilir ve ger\u00e7ek zarar kapsam\u0131ndad\u0131r.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketleri \u0130\u015f\u00e7ilik Bedelini Neden \u00d6demez? <\/h2>\n\n\n\n<p>Sigorta \u015firketleri genellikle \u015fu gerek\u00e7elere dayan\u0131r: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cPar\u00e7a bedelini \u00f6dedik, i\u015f\u00e7ilik dahil de\u011fil\u201d <\/li>\n\n\n\n<li>\u201cRayi\u00e7 bedel a\u015f\u0131ld\u0131\u201d <\/li>\n\n\n\n<li>\u201c\u00d6zel servis fark\u0131\u201d <\/li>\n\n\n\n<li>\u201cEksper raporunda yok\u201d<\/li>\n\n\n\n<li>\u201cStandart onar\u0131m bedeli bu\u201d <\/li>\n<\/ul>\n\n\n\n<p>Bu gerek\u00e7elerin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc yarg\u0131 kararlar\u0131yla kabul g\u00f6rmemektedir. \u00d6zellikle fatural\u0131 ve ger\u00e7ek onar\u0131m yap\u0131lm\u0131\u015fsa i\u015f\u00e7ilik bedelinin \u00f6denmesi gerekir<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130\u015f\u00e7ilik Bedelinin \u00d6denmemesi Hukuka Ayk\u0131r\u0131 m\u0131d\u0131r? <\/h2>\n\n\n\n<p>Evet. Yerle\u015fik Yarg\u0131tay kararlar\u0131na g\u00f6re:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ara\u00e7 onar\u0131m\u0131 i\u00e7in yap\u0131lan zorunlu i\u015f\u00e7ilik giderleri <\/li>\n\n\n\n<li>Ger\u00e7ek zarar kapsam\u0131nda de\u011ferlendirilir <\/li>\n\n\n\n<li>Sigorta \u015firketi taraf\u0131ndan kar\u015f\u0131lanmal\u0131d\u0131r <\/li>\n<\/ul>\n\n\n\n<p>Eksper raporunda i\u015f\u00e7ilik bedelinin eksik yaz\u0131lmas\u0131, sigorta \u015firketini sorumluluktan kurtarmaz<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketi \u0130\u015f\u00e7ilik Bedelini \u00d6demezse Hangi Yollar \u0130zlenir? <\/h2>\n\n\n\n<p><strong>1. Yaz\u0131l\u0131 \u0130tiraz Yap\u0131lmal\u0131d\u0131r <\/strong><\/p>\n\n\n\n<p>\u00d6ncelikle sigorta \u015firketine: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fatura <\/li>\n\n\n\n<li>Servis raporu<\/li>\n\n\n\n<li>Eksper raporu eklenerek yaz\u0131l\u0131 itiraz yap\u0131lmal\u0131d\u0131r. <\/li>\n<\/ul>\n\n\n\n<p>Bu itiraz ileride a\u00e7\u0131lacak dava i\u00e7in \u00f6nemli bir delildir. <\/p>\n\n\n\n<p><strong>2. Eksper Raporuna \u0130tiraz <\/strong><\/p>\n\n\n\n<p>Eksper raporunda i\u015f\u00e7ilik bedeli: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eksik yaz\u0131lm\u0131\u015fsa <\/li>\n\n\n\n<li>Hi\u00e7 yer alm\u0131yorsa rapora itiraz edilerek ek rapor talep edilebilir. <\/li>\n<\/ul>\n\n\n\n<p><strong>3. Sigorta Tahkim Komisyonu\u2019na Ba\u015fvuru <\/strong><\/p>\n\n\n\n<p>Sigorta \u015firketi \u00f6deme yapmazsa: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sigorta Tahkim Komisyonu\u2019na ba\u015fvuru yap\u0131labilir <\/li>\n\n\n\n<li>Ba\u011f\u0131ms\u0131z bilirki\u015fi arac\u0131l\u0131\u011f\u0131yla i\u015f\u00e7ilik bedeli yeniden hesaplan\u0131r <\/li>\n\n\n\n<li>Tahkim kararlar\u0131nda i\u015f\u00e7ilik bedelinin \u00f6denmesine s\u0131k\u00e7a h\u00fckmedilmektedir. <\/li>\n<\/ul>\n\n\n\n<p><strong>4. Dava A\u00e7\u0131lmas\u0131 <\/strong><\/p>\n\n\n\n<p>\u00d6zellikle y\u00fcksek bedelli dosyalarda: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asliye Ticaret Mahkemesi\u2019nde dava a\u00e7\u0131larak <\/li>\n\n\n\n<li>Eksik \u00f6denen i\u015f\u00e7ilik bedeli faiziyle birlikte tahsil edilebilir<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00d6zel Serviste Yap\u0131lan \u0130\u015f\u00e7ilik \u00d6denir mi? <\/h2>\n\n\n\n<p>Evet. Ara\u00e7 onar\u0131m\u0131: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yetkili serviste <\/li>\n\n\n\n<li>\u00d6zel serviste yap\u0131labilir. <\/li>\n\n\n\n<li>\u00d6nemli olan: <\/li>\n\n\n\n<li>Onar\u0131m\u0131n zorunlu olmas\u0131 <\/li>\n\n\n\n<li>Faturayla belgelenmesi<\/li>\n<\/ul>\n\n\n\n<p>Sigorta \u015firketinin \u201c\u00f6zel servis fark\u0131\u201d gerek\u00e7esiyle i\u015f\u00e7ilik bedelini tamamen reddetmesi hukuka uygun de\u011fildir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcre\u00e7 Neden \u00d6nemlidir? <\/h2>\n\n\n\n<p>Gaziantep\u2019te sigorta uyu\u015fmazl\u0131klar\u0131nda bir <strong><a href=\"https:\/\/www.ibrahimkaya.av.tr\/gaziantep-sigorta-avukati\/\">sigorta avukat\u0131<\/a><\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eksper ve servis raporlar\u0131n\u0131 teknik olarak inceler <\/li>\n\n\n\n<li>\u0130\u015f\u00e7ilik bedelinin neden \u00f6denmesi gerekti\u011fini hukuken ortaya koyar <\/li>\n\n\n\n<li>Tahkim ve dava s\u00fcrecini etkili \u015fekilde y\u00fcr\u00fct\u00fcr<\/li>\n<\/ul>\n\n\n\n<p> Uygulamada avukatla takip edilen dosyalarda, \u00f6denmeyen i\u015f\u00e7ilik bedellerinin tamam\u0131na yak\u0131n\u0131 tahsil edilebilmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat <\/h2>\n\n\n\n<p>Ara\u00e7 hasar\u0131ndan do\u011fan sigorta alacaklar\u0131nda genel zamana\u015f\u0131m\u0131 s\u00fcresi 10 y\u0131ld\u0131r. Ancak gecikme hak kayb\u0131na yol a\u00e7abilir. Sigorta \u015firketinin ilk reddi sonras\u0131 s\u00fcrecin h\u0131zl\u0131 ba\u015flat\u0131lmas\u0131 \u00f6nemlidir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sonu\u00e7 <\/h2>\n\n\n\n<p>Sigorta \u015firketinin i\u015f\u00e7ilik bedelini \u00f6dememesi, \u00e7o\u011fu zaman standart ve haks\u0131z bir uygulamad\u0131r. <\/p>\n\n\n\n<p>Fatural\u0131 ve zorunlu onar\u0131m s\u00f6z konusuysa, i\u015f\u00e7ilik bedeli ger\u00e7ek zarar\u0131n par\u00e7as\u0131d\u0131r ve talep edilebilir. \u0130tiraz, tahkim ve dava yollar\u0131 ile eksik \u00f6denen bedelin faiziyle birlikte al\u0131nmas\u0131 m\u00fcmk\u00fcnd\u00fcr. <\/p>\n\n\n\n<p>Bu s\u00fcre\u00e7te deneyimli bir sigorta avukat\u0131 ile hareket etmek, maddi kayb\u0131 \u00f6nler<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Trafik kazas\u0131 sonras\u0131 ara\u00e7 onar\u0131m\u0131nda sigorta \u015firketlerinin en s\u0131k ba\u015fvurdu\u011fu y\u00f6ntemlerden biri, i\u015f\u00e7ilik bedelini k\u0131smen ya da tamamen \u00f6dememektir. Oysa ara\u00e7 onar\u0131m\u0131 yaln\u0131zca par\u00e7a de\u011fi\u015fiminden ibaret de\u011fildir; yap\u0131lan i\u015f\u00e7ilik de zarar\u0131n ayr\u0131lmaz bir par\u00e7as\u0131d\u0131r. Sigorta \u015firketinin \u201ci\u015f\u00e7ilik bedelini kar\u015f\u0131lam\u0131yoruz\u201d \u015feklindeki yakla\u015f\u0131m\u0131 \u00e7o\u011fu zaman hukuka ayk\u0131r\u0131d\u0131r. \u0130\u015f\u00e7ilik Bedeli Nedir? \u0130\u015f\u00e7ilik bedeli; kazadan sonra arac\u0131n onar\u0131m\u0131 i\u00e7in yap\u0131lan: Sigorta \u015eirketleri \u0130\u015f\u00e7ilik Bedelini Neden \u00d6demez? Sigorta \u015firketleri genellikle \u015fu gerek\u00e7elere dayan\u0131r: Bu gerek\u00e7elerin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc yarg\u0131 kararlar\u0131yla kabul g\u00f6rmemektedir. \u00d6zellikle fatural\u0131 ve ger\u00e7ek onar\u0131m yap\u0131lm\u0131\u015fsa i\u015f\u00e7ilik bedelinin \u00f6denmesi gerekir \u0130\u015f\u00e7ilik Bedelinin \u00d6denmemesi Hukuka Ayk\u0131r\u0131 m\u0131d\u0131r? Evet. Yerle\u015fik Yarg\u0131tay kararlar\u0131na g\u00f6re: Eksper raporunda i\u015f\u00e7ilik bedelinin eksik yaz\u0131lmas\u0131, sigorta \u015firketini sorumluluktan kurtarmaz Sigorta \u015eirketi \u0130\u015f\u00e7ilik Bedelini \u00d6demezse Hangi Yollar \u0130zlenir? 1. Yaz\u0131l\u0131 \u0130tiraz Yap\u0131lmal\u0131d\u0131r \u00d6ncelikle sigorta \u015firketine: Bu itiraz ileride a\u00e7\u0131lacak dava i\u00e7in \u00f6nemli bir delildir. 2. Eksper Raporuna \u0130tiraz Eksper raporunda i\u015f\u00e7ilik bedeli: 3. Sigorta Tahkim Komisyonu\u2019na Ba\u015fvuru Sigorta \u015firketi \u00f6deme yapmazsa: 4. Dava A\u00e7\u0131lmas\u0131 \u00d6zellikle y\u00fcksek bedelli dosyalarda: \u00d6zel Serviste Yap\u0131lan \u0130\u015f\u00e7ilik \u00d6denir mi? Evet. Ara\u00e7 onar\u0131m\u0131: Sigorta \u015firketinin \u201c\u00f6zel servis fark\u0131\u201d gerek\u00e7esiyle i\u015f\u00e7ilik bedelini tamamen reddetmesi hukuka uygun de\u011fildir. Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcre\u00e7 Neden \u00d6nemlidir? Gaziantep\u2019te sigorta uyu\u015fmazl\u0131klar\u0131nda bir sigorta avukat\u0131: Uygulamada avukatla takip edilen dosyalarda, \u00f6denmeyen i\u015f\u00e7ilik bedellerinin tamam\u0131na yak\u0131n\u0131 tahsil edilebilmektedir. Zamana\u015f\u0131m\u0131 S\u00fcresine Dikkat Ara\u00e7 hasar\u0131ndan do\u011fan sigorta alacaklar\u0131nda genel zamana\u015f\u0131m\u0131 s\u00fcresi 10 y\u0131ld\u0131r. Ancak gecikme hak kayb\u0131na yol a\u00e7abilir. Sigorta \u015firketinin ilk reddi sonras\u0131 s\u00fcrecin h\u0131zl\u0131 ba\u015flat\u0131lmas\u0131 \u00f6nemlidir. Sonu\u00e7 Sigorta \u015firketinin i\u015f\u00e7ilik bedelini \u00f6dememesi, \u00e7o\u011fu zaman standart ve haks\u0131z bir uygulamad\u0131r. Fatural\u0131 ve zorunlu onar\u0131m s\u00f6z konusuysa, i\u015f\u00e7ilik bedeli ger\u00e7ek zarar\u0131n par\u00e7as\u0131d\u0131r ve talep edilebilir. \u0130tiraz, tahkim ve dava yollar\u0131 ile eksik \u00f6denen bedelin faiziyle birlikte al\u0131nmas\u0131 m\u00fcmk\u00fcnd\u00fcr. Bu s\u00fcre\u00e7te deneyimli bir sigorta avukat\u0131 ile hareket etmek, maddi kayb\u0131 \u00f6nler<\/p>\n","protected":false},"author":1,"featured_media":1345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[59],"tags":[58],"class_list":["post-1344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta","tag-sigorta-davasi"],"_links":{"self":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/comments?post=1344"}],"version-history":[{"count":1,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1344\/revisions"}],"predecessor-version":[{"id":1346,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1344\/revisions\/1346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media\/1345"}],"wp:attachment":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media?parent=1344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/categories?post=1344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/tags?post=1344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}