{"id":1353,"date":"2026-02-20T11:41:39","date_gmt":"2026-02-20T11:41:39","guid":{"rendered":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/?p=1353"},"modified":"2026-02-20T11:41:40","modified_gmt":"2026-02-20T11:41:40","slug":"sigorta-sirketi-zamanasimi-diyorsa-gercek-sure-nedir","status":"publish","type":"post","link":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/sigorta-sirketi-zamanasimi-diyorsa-gercek-sure-nedir\/","title":{"rendered":"Sigorta \u015eirketi &#8221;Zamana\u015f\u0131m\u0131&#8221; Diyorsa Ger\u00e7ek S\u00fcre Nedir?"},"content":{"rendered":"\n<p>Sigorta \u015firketleri, tazminat taleplerini reddederken en s\u0131k kulland\u0131klar\u0131 gerek\u00e7elerden biri \u201czamana\u015f\u0131m\u0131 s\u00fcresi dolmu\u015ftur\u201d iddias\u0131d\u0131r. <\/p>\n\n\n\n<p>Oysa uygulamada, sigorta \u015firketlerinin ileri s\u00fcrd\u00fc\u011f\u00fc s\u00fcreler \u00e7o\u011fu zaman yanl\u0131\u015f, eksik ya da ma\u011fdur aleyhine yorumlanm\u0131\u015f olmaktad\u0131r.<\/p>\n\n\n\n<p>Zamana\u015f\u0131m\u0131 s\u00fcresi her dosya i\u00e7in ayn\u0131 de\u011fildir ve do\u011fru s\u00fcrenin tespiti hukuki de\u011ferlendirme gerektirir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zamana\u015f\u0131m\u0131 Nedir? <\/h2>\n\n\n\n<p>Zamana\u015f\u0131m\u0131; bir hakk\u0131n, kanunda \u00f6ng\u00f6r\u00fclen s\u00fcre i\u00e7inde kullan\u0131lmamas\u0131 h\u00e2linde dava yoluyla ileri s\u00fcr\u00fclememesi anlam\u0131na gelir. Ancak \u00f6nemli bir nokta \u015fudur: <\/p>\n\n\n\n<p>Zamana\u015f\u0131m\u0131 kendili\u011finden i\u015flemez, sigorta \u015firketi taraf\u0131ndan ileri s\u00fcr\u00fclmesi gerekir ve her zaman hakl\u0131 de\u011fildir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta Tazminatlar\u0131nda Genel Zamana\u015f\u0131m\u0131 S\u00fcresi Nedir? <\/h2>\n\n\n\n<p>Trafik kazalar\u0131ndan do\u011fan sigorta tazminatlar\u0131nda genel kural olarak: <\/p>\n\n\n\n<p>10 y\u0131ll\u0131k zamana\u015f\u0131m\u0131 s\u00fcresi uygulan\u0131r. <\/p>\n\n\n\n<p>Bu s\u00fcre; <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kaza tarihinden <\/li>\n\n\n\n<li>Baz\u0131 h\u00e2llerde zarar\u0131n \u00f6\u011frenildi\u011fi tarihten itibaren ba\u015flar. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketleri Neden Daha K\u0131sa S\u00fcre S\u00f6yler? <\/h2>\n\n\n\n<p>Sigorta \u015firketleri \u00e7o\u011fu zaman: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2 y\u0131l <\/li>\n\n\n\n<li>5 y\u0131l <\/li>\n\n\n\n<li>Dosya kapatma tarihi <\/li>\n<\/ul>\n\n\n\n<p>gibi s\u00fcreleri \u00f6ne s\u00fcrerek talebi reddeder. Ancak bu s\u00fcreler her dosya i\u00e7in ge\u00e7erli de\u011fildir ve \u00e7o\u011fu zaman hukuka ayk\u0131r\u0131 \u015fekilde ileri s\u00fcr\u00fcl\u00fcr.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hangi Hallerde Zamana\u015f\u0131m\u0131 S\u00fcresi De\u011fi\u015fir? <\/h2>\n\n\n\n<p><strong>1. Bedeni Zarar ve \u00d6l\u00fcm Hallerinde <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yaralanma <\/li>\n\n\n\n<li>Kal\u0131c\u0131 sakatl\u0131k <\/li>\n\n\n\n<li>\u00d6l\u00fcm<\/li>\n<\/ul>\n\n\n\n<p> durumlar\u0131nda zamana\u015f\u0131m\u0131 s\u00fcresi \u00e7o\u011fu zaman daha uzun yorumlan\u0131r. \u00d6zellikle zarar\u0131n sonradan ortaya \u00e7\u0131kt\u0131\u011f\u0131 h\u00e2llerde s\u00fcre, \u00f6\u011frenme tarihinden itibaren ba\u015flar. <\/p>\n\n\n\n<p><strong>2. Ceza Davas\u0131 A\u00e7\u0131lm\u0131\u015fsa <\/strong><\/p>\n\n\n\n<p>Trafik kazas\u0131 nedeniyle ceza davas\u0131 a\u00e7\u0131lm\u0131\u015fsa: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ceza zamana\u015f\u0131m\u0131 s\u00fcresi <\/li>\n\n\n\n<li>Hukuk davas\u0131 i\u00e7in de uygulanabilir <\/li>\n<\/ul>\n\n\n\n<p>Bu durumda sigorta \u015firketinin ileri s\u00fcrd\u00fc\u011f\u00fc k\u0131sa s\u00fcreler ge\u00e7ersiz h\u00e2le gelir. <\/p>\n\n\n\n<p><strong>3. Eksik \u00d6deme Yap\u0131lm\u0131\u015fsa <\/strong><\/p>\n\n\n\n<p>Sigorta \u015firketi \u00f6deme yapm\u0131\u015f ancak<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Eksik \u00f6deme varsa <\/li>\n\n\n\n<li>Fark tazminat talep ediliyorsa <\/li>\n<\/ul>\n\n\n\n<p>zamana\u015f\u0131m\u0131 s\u00fcresi ilk \u00f6deme ile kesilmez. Kalan zarar i\u00e7in dava a\u00e7\u0131labilir<\/p>\n\n\n\n<p><strong>4. Zarar Sonradan Ortaya \u00c7\u0131km\u0131\u015fsa <\/strong><\/p>\n\n\n\n<p>\u00d6zellikle: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kal\u0131c\u0131 sakatl\u0131k <\/li>\n\n\n\n<li>S\u00fcrekli i\u015f g\u00f6remezlik <\/li>\n\n\n\n<li>Ek tedavi masraflar\u0131 sonradan ortaya \u00e7\u0131km\u0131\u015fsa, zamana\u015f\u0131m\u0131 zarar\u0131n \u00f6\u011frenildi\u011fi tarihten itibaren ba\u015flar.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Sigorta \u015eirketi \u201cDosya Kapand\u0131\u201d Diyorsa Zamana\u015f\u0131m\u0131 Ba\u015flar m\u0131? <\/h2>\n\n\n\n<p>Hay\u0131r. Sigorta \u015firketinin dosyay\u0131 kapatmas\u0131: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zamana\u015f\u0131m\u0131n\u0131 ba\u015flatmaz <\/li>\n\n\n\n<li>Hak arama s\u00fcresini k\u0131saltmaz <\/li>\n<\/ul>\n\n\n\n<p>Bu tamamen idari bir i\u015flemdir ve hukuken ba\u011flay\u0131c\u0131 de\u011fildir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zamana\u015f\u0131m\u0131 \u0130tiraz\u0131 Nas\u0131l Bertaraf Edilir? <\/h2>\n\n\n\n<p>Dosya tarihleri do\u011fru analiz edilir <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ceza dosyas\u0131 olup olmad\u0131\u011f\u0131 incelenir <\/li>\n\n\n\n<li>Zarar\u0131n \u00f6\u011frenilme tarihi ortaya konur <\/li>\n\n\n\n<li>Yarg\u0131tay i\u00e7tihatlar\u0131yla savunma yap\u0131l\u0131r Bu noktada bir sigorta avukat\u0131 deste\u011fi, davan\u0131n reddedilmesini engelleyen en \u00f6nemli unsurdur. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcrecin \u00d6nemi <\/h2>\n\n\n\n<p>Gaziantep\u2019te sigorta davalar\u0131nda zamana\u015f\u0131m\u0131 savunmas\u0131 s\u0131k\u00e7a kullan\u0131lmaktad\u0131r. Deneyimli bir <strong><a href=\"https:\/\/www.ibrahimkaya.av.tr\/gaziantep-sigorta-avukati\/\">sigorta avukat\u0131<\/a><\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ger\u00e7ek zamana\u015f\u0131m\u0131 s\u00fcresini tespit eder <\/li>\n\n\n\n<li>Sigorta \u015firketinin haks\u0131z savunmas\u0131n\u0131 \u00e7\u00fcr\u00fct\u00fcr <\/li>\n\n\n\n<li>Davan\u0131n esas\u0131na girilmesini sa\u011flar <\/li>\n<\/ul>\n\n\n\n<p>Uygulamada \u201czamana\u015f\u0131m\u0131 var\u201d denilen bir\u00e7ok dosyada tazminat al\u0131nabildi\u011fi g\u00f6r\u00fclmektedir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sonu\u00e7 <\/h2>\n\n\n\n<p>Sigorta \u015firketinin \u201czamana\u015f\u0131m\u0131 doldu\u201d demesi, her zaman do\u011fru de\u011fildir. Trafik kazas\u0131 ve sigorta tazminatlar\u0131nda ger\u00e7ek zamana\u015f\u0131m\u0131 s\u00fcresi dosyan\u0131n niteli\u011fine g\u00f6re de\u011fi\u015fir ve \u00e7o\u011fu zaman 10 y\u0131l uygulan\u0131r.<\/p>\n\n\n\n<p>Eksik \u00f6deme, sonradan ortaya \u00e7\u0131kan zararlar ve ceza dosyalar\u0131 zamana\u015f\u0131m\u0131n\u0131 tamamen de\u011fi\u015ftirebilir. Bu nedenle sigorta \u015firketinin ilk cevab\u0131 esas al\u0131nmamal\u0131, dosya mutlaka uzman bir sigorta avukat\u0131 taraf\u0131ndan de\u011ferlendirilmelidir.<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Sigorta \u015firketleri, tazminat taleplerini reddederken en s\u0131k kulland\u0131klar\u0131 gerek\u00e7elerden biri \u201czamana\u015f\u0131m\u0131 s\u00fcresi dolmu\u015ftur\u201d iddias\u0131d\u0131r. Oysa uygulamada, sigorta \u015firketlerinin ileri s\u00fcrd\u00fc\u011f\u00fc s\u00fcreler \u00e7o\u011fu zaman yanl\u0131\u015f, eksik ya da ma\u011fdur aleyhine yorumlanm\u0131\u015f olmaktad\u0131r. Zamana\u015f\u0131m\u0131 s\u00fcresi her dosya i\u00e7in ayn\u0131 de\u011fildir ve do\u011fru s\u00fcrenin tespiti hukuki de\u011ferlendirme gerektirir. Zamana\u015f\u0131m\u0131 Nedir? Zamana\u015f\u0131m\u0131; bir hakk\u0131n, kanunda \u00f6ng\u00f6r\u00fclen s\u00fcre i\u00e7inde kullan\u0131lmamas\u0131 h\u00e2linde dava yoluyla ileri s\u00fcr\u00fclememesi anlam\u0131na gelir. Ancak \u00f6nemli bir nokta \u015fudur: Zamana\u015f\u0131m\u0131 kendili\u011finden i\u015flemez, sigorta \u015firketi taraf\u0131ndan ileri s\u00fcr\u00fclmesi gerekir ve her zaman hakl\u0131 de\u011fildir. Sigorta Tazminatlar\u0131nda Genel Zamana\u015f\u0131m\u0131 S\u00fcresi Nedir? Trafik kazalar\u0131ndan do\u011fan sigorta tazminatlar\u0131nda genel kural olarak: 10 y\u0131ll\u0131k zamana\u015f\u0131m\u0131 s\u00fcresi uygulan\u0131r. Bu s\u00fcre; Sigorta \u015eirketleri Neden Daha K\u0131sa S\u00fcre S\u00f6yler? Sigorta \u015firketleri \u00e7o\u011fu zaman: gibi s\u00fcreleri \u00f6ne s\u00fcrerek talebi reddeder. Ancak bu s\u00fcreler her dosya i\u00e7in ge\u00e7erli de\u011fildir ve \u00e7o\u011fu zaman hukuka ayk\u0131r\u0131 \u015fekilde ileri s\u00fcr\u00fcl\u00fcr. Hangi Hallerde Zamana\u015f\u0131m\u0131 S\u00fcresi De\u011fi\u015fir? 1. Bedeni Zarar ve \u00d6l\u00fcm Hallerinde durumlar\u0131nda zamana\u015f\u0131m\u0131 s\u00fcresi \u00e7o\u011fu zaman daha uzun yorumlan\u0131r. \u00d6zellikle zarar\u0131n sonradan ortaya \u00e7\u0131kt\u0131\u011f\u0131 h\u00e2llerde s\u00fcre, \u00f6\u011frenme tarihinden itibaren ba\u015flar. 2. Ceza Davas\u0131 A\u00e7\u0131lm\u0131\u015fsa Trafik kazas\u0131 nedeniyle ceza davas\u0131 a\u00e7\u0131lm\u0131\u015fsa: Bu durumda sigorta \u015firketinin ileri s\u00fcrd\u00fc\u011f\u00fc k\u0131sa s\u00fcreler ge\u00e7ersiz h\u00e2le gelir. 3. Eksik \u00d6deme Yap\u0131lm\u0131\u015fsa Sigorta \u015firketi \u00f6deme yapm\u0131\u015f ancak zamana\u015f\u0131m\u0131 s\u00fcresi ilk \u00f6deme ile kesilmez. Kalan zarar i\u00e7in dava a\u00e7\u0131labilir 4. Zarar Sonradan Ortaya \u00c7\u0131km\u0131\u015fsa \u00d6zellikle: Sigorta \u015eirketi \u201cDosya Kapand\u0131\u201d Diyorsa Zamana\u015f\u0131m\u0131 Ba\u015flar m\u0131? Hay\u0131r. Sigorta \u015firketinin dosyay\u0131 kapatmas\u0131: Bu tamamen idari bir i\u015flemdir ve hukuken ba\u011flay\u0131c\u0131 de\u011fildir. Zamana\u015f\u0131m\u0131 \u0130tiraz\u0131 Nas\u0131l Bertaraf Edilir? Dosya tarihleri do\u011fru analiz edilir Gaziantep\u2019te Sigorta Avukat\u0131 ile S\u00fcrecin \u00d6nemi Gaziantep\u2019te sigorta davalar\u0131nda zamana\u015f\u0131m\u0131 savunmas\u0131 s\u0131k\u00e7a kullan\u0131lmaktad\u0131r. Deneyimli bir sigorta avukat\u0131: Uygulamada \u201czamana\u015f\u0131m\u0131 var\u201d denilen bir\u00e7ok dosyada tazminat al\u0131nabildi\u011fi g\u00f6r\u00fclmektedir. Sonu\u00e7 Sigorta \u015firketinin \u201czamana\u015f\u0131m\u0131 doldu\u201d demesi, her zaman do\u011fru de\u011fildir. Trafik kazas\u0131 ve sigorta tazminatlar\u0131nda ger\u00e7ek zamana\u015f\u0131m\u0131 s\u00fcresi dosyan\u0131n niteli\u011fine g\u00f6re de\u011fi\u015fir ve \u00e7o\u011fu zaman 10 y\u0131l uygulan\u0131r. Eksik \u00f6deme, sonradan ortaya \u00e7\u0131kan zararlar ve ceza dosyalar\u0131 zamana\u015f\u0131m\u0131n\u0131 tamamen de\u011fi\u015ftirebilir. Bu nedenle sigorta \u015firketinin ilk cevab\u0131 esas al\u0131nmamal\u0131, dosya mutlaka uzman bir sigorta avukat\u0131 taraf\u0131ndan de\u011ferlendirilmelidir.<\/p>\n","protected":false},"author":1,"featured_media":1354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[59],"tags":[58],"class_list":["post-1353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sigorta","tag-sigorta-davasi"],"_links":{"self":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/comments?post=1353"}],"version-history":[{"count":1,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1353\/revisions"}],"predecessor-version":[{"id":1355,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/posts\/1353\/revisions\/1355"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media\/1354"}],"wp:attachment":[{"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/media?parent=1353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/categories?post=1353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibrahimkaya.av.tr\/makaleler\/wp-json\/wp\/v2\/tags?post=1353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}